Get treated for free
with health insurance.

Start your 1-month free trial to stop paying for healthcare.

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Pay zero primary care bills

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30 day free trial

Get Health Insurance

Takes 2 minutes - your first month is free!

What is Health Insurance?

If you have health insurance and visit a hospital, you pay zero medical bills for the care given.[1] A health insurance coverage protects you from paying expensive hospital bills by allowing you pay a small fee per month or per annum for health insurance.

See how health insurance protects you from expensive hospital bills

Type of Care Paying By Yourself Paying With Health Insurance
Eye Care ₦20,000 Free
Dental Care ₦20,000 Free
Ambulance Care ₦20,000 per ride Free
Medicine for chronic diseases ₦20,000 per month Free
Medicine for secondary care treatment ₦25,000 Free
Medicine for primary care treatment ₦8,000 Free
Seeking second opinion ₦40,000 Free
Specialist Consultation ₦12,000 per consult Up to 10 free consultations
Doctor Consultation ₦2,000 per consult Free
Hospital Registeration ₦5,000 Free
Hospital Administration ₦20,000 per night Up to 30 nights free

This is an estimated bill of how much you will pay at most hospitals. The actual bill at the hospital may vary.

Get treated for free with health insurance!

Get Health Insurance

Takes 2 minutes - your first month is free!

Benefits of Health Insurance

ReallyGoodHMO is an affiliate of RelianceHMO and these are some of the benefits you can enjoy with RelianceHMO.

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Unlimited Chats & Phone Calls with Doctors

You can talk to a doctor anytime of the day, multiple times a day via RelianceHMO telemedicine app and you'll never pay extra fees.

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Go For Routine Optical & Dental Care For Free

You get up to 40,000 naira for optical care and 30,000 naira for dental care visitations. Your limit is determined by your plan.[3]

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Instant Access To Primary Care. No Wait Periods

Sign up today and access care that same day.  You don't need to wait an extra second.[5]


Roam Across 1,500 hospitals For Free

You can change your hospital anytime without speaking to anyone. You don't even have to pay extra.[2]

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Pay Only What You Can Afford With Monthly Payments

You can change your payment frequency anytime from monthly to annual. You can even stop payment and come back anytime.[4]

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Free Drug Pickups at Any Pharmacy Near You

You can walk into the nearest pharmacy to you and pick up your drugs after a doctor consultation via your phone.

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Get Up To 500,000 Naira For Surgeries

If you need to undergo major surgeries, we'll cover you with up to N500K depending on the health plan you choose. [6]

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Easy Access To Specialist Doctor Consultations

You get up to 10 free sessions with over 10 specialist doctors per annum including brain surgeons, heart surgeons, paediatricians, and gynaecologists. [7]

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24/7 Reliable Customer Support from day one

Call or WhatsApp RelianceHMO at anytime, 3pm or 3am, we'll pick up the phone and help you resolve the issue immediately.

Get Health Insurance

Takes 2 minutes - your first month is free

Walk into 1,500+ hospitals in Nigeria

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  • You can visit any hospital in RelianceHMO network [2]
  • 200+ dental and eye clinics to visit
  • 200+ children's care hospitals
  • Instant primary care treatments (no wait periods) [5]
  • Get admission for up to 30 days
  • 200+ specialist care hospitals including ENT specialists
See All Hospitals

See how it works

It takes only 2 minutes to sign up, pay, and start accessing care.

Choose the health plan you want and complete purchase on the website

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You will get an email with your HMO ID, password, and additional details

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Log in to the app and visit any hospital to access care.

Join 100,000+ People That've Saved ₦5 Billion on medical bills

People that use RelianceHMO are happy. You can make yourself happy too.

Frequently Asked Questions About Reliance Health Insurance Plans

Get Health Insurance

Takes 2 minutes - your first month is free

See Hospitals Across Nigeria

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Get Health Insurance

Takes 2 minutes - your first month is free